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Research area

Digital Commerce, Behavior, and Trust

Evidence-based insights into e-commerce behavior, online consumer trust, payment security, and UX design in digital marketplaces. This section explores trust-building mechanisms, policy gaps, and return experiences across online retail systems.

Research area records

Publication records

Scholarly and practice-based publications listed in this research area.

  1. Research Article Open access

    E-Commerce Returns and Refunds: From Return Availability to Recovery Legibility in Two Prototype Evaluations

    A two-study prototype evaluation with 33 Bengali-speaking online shoppers examines how users understand, act within, and monitor e-commerce return and refund pathways. The study uses recovery legibility as a descriptive lens while distinguishing interface representation from operational execution.
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  2. Research Article Open access

    Financial Education and Economic Empowerment in Urban Bangladesh: Overcoming Barriers to Inclusion

    This study examines the role of financial education in fostering economic empowerment and reducing poverty among urban low-income populations in Bangladesh. Using a qualitative case study approach, semi-structured interviews with 17 participants provided insights into financial behaviors, literacy…
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  3. Research Article Open access

    Customer Experiences with E-commerce Returns in Bangladesh: Effects on Satisfaction, Trust, and Loyalty

    The rapid expansion of e-commerce in Bangladesh has revolutionized consumer behavior, providing convenience while creating challenges in managing product returns. This study examines customer experiences and perceptions of e-commerce returns in Bangladesh, focusing on critical factors like product…
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  4. Research Article Open access

    Fraud Mitigation, Usability Challenges, and Financial Literacy in Mobile Financial Services for Rural Bangladesh

    This study examines barriers to mobile financial services (MFS) adoption in rural Bangladesh, focusing on usability challenges, reliance on intermediaries, fraud risks, and insufficient financial literacy. Through qualitative interviews with 18 MFS users, agents, and fintech experts, the…
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